Delaware Earns
Frequently Asked Questions
Employer FAQs

If I offer EARNS to my employees now and then decide to offer a qualified retirement plan later, what do I do?

Employers that choose to introduce a qualified retirement plan after enrolling employees in the EARNS program should exempt your business. You can find more information about this process here.

Articles in this section

Can my company join the program before its required date?
How Do I Contact Delaware EARNS?
What is considered to be a qualified, employer-sponsored retirement plan?
Can I have a designated employee or payroll services provider complete the registration process?
If I offer EARNS to my employees now and then decide to offer a qualified retirement plan later, what do I do?
What if my payroll company won't help me administer EARNS?
Are workers of only certain immigration statuses eligible for the program? What about undocumented workers?
As an employer participating in EARNS, am I allowed to match my employees’ contributions?
What if my payroll provider is stating they will charge a fee for remitting contributions with EARNS?
Are there any fees for employers to participate?