Delaware Earns
Frequently Asked Questions
Employer FAQs

Are workers of only certain immigration statuses eligible for the program? What about undocumented workers?

Only workers with a verifiable Individual Tax Identification Number (ITIN) or Social Security number (SSN) can participate in the program. If a worker's information cannot be verified, the worker will not be enrolled, and an account will not be established for him or her.

Articles in this section

Can my company join the program before its required date?
How Do I Contact Delaware EARNS?
What is considered to be a qualified, employer-sponsored retirement plan?
Can I have a designated employee or payroll services provider complete the registration process?
If I offer EARNS to my employees now and then decide to offer a qualified retirement plan later, what do I do?
What if my payroll company won't help me administer EARNS?
Are workers of only certain immigration statuses eligible for the program? What about undocumented workers?
As an employer participating in EARNS, am I allowed to match my employees’ contributions?
What if my payroll provider is stating they will charge a fee for remitting contributions with EARNS?
Are there any fees for employers to participate?