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  1. Delaware Earns
  2. Frequently Asked Questions
  3. Saver FAQs

If I do not have earned income, can I still join EARNS?

No, to qualify for any IRA under IRS regulations you need earned income.

Articles in this section

  • How do I set up my EARNS account online after I’m enrolled?
  • How are my contributions made?
  • Will services be available in other languages?
  • Is there a limit to how much I can contribute?
  • Is my contribution pre-tax or post-tax?
  • I’m self-employed. Can I set up my own EARNS account?
  • Where do my contributions go?
  • Is investing in EARNS the same as putting money in a bank?
  • Is there a minimum retirement age for EARNS?
  • Are there additional withdrawal restrictions beyond normal Roth IRA restrictions?
See more
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