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  1. Delaware Earns
  2. Frequently Asked Questions
  3. Saver FAQs

I’m self-employed. Can I set up my own EARNS account?

Yes, if you are 18 or older, have earned income, are employed in Delaware, and are eligible to contribute to an IRA, you can open your own retirement account with EARNS here. You can set up automatic contributions through your bank account or contribute by check using a mail-in paper form after your account has been set up.

Articles in this section

  • How do I set up my EARNS account online after I’m enrolled?
  • How are my contributions made?
  • Will services be available in other languages?
  • Is there a limit to how much I can contribute?
  • Is my contribution pre-tax or post-tax?
  • I’m self-employed. Can I set up my own EARNS account?
  • Where do my contributions go?
  • Is investing in EARNS the same as putting money in a bank?
  • Is there a minimum retirement age for EARNS?
  • Are there additional withdrawal restrictions beyond normal Roth IRA restrictions?
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