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  1. Delaware Earns
  2. Frequently Asked Questions
  3. Saver FAQs

Who is responsible for choosing the available investment options?

The EARNS Board, whose mission is to “promote and enhance retirement savings for private sector employees in the State,” is responsible for making decisions about the investment options available in the program.

Articles in this section

  • How do I set up my EARNS account online after I’m enrolled?
  • How are my contributions made?
  • Will services be available in other languages?
  • Is there a limit to how much I can contribute?
  • Is my contribution pre-tax or post-tax?
  • I’m self-employed. Can I set up my own EARNS account?
  • Where do my contributions go?
  • Is investing in EARNS the same as putting money in a bank?
  • Is there a minimum retirement age for EARNS?
  • Are there additional withdrawal restrictions beyond normal Roth IRA restrictions?
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