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  1. Delaware Earns
  2. Frequently Asked Questions
  3. Saver FAQs

What happens to my money if I die with no named beneficiaries?

If you die and have no named beneficiaries, the account will be payable to your estate under the terms of the IRA. Accounts that become unclaimed property will be subject to applicable law.

Articles in this section

  • How do I set up my EARNS account online after I’m enrolled?
  • How are my contributions made?
  • Will services be available in other languages?
  • Is there a limit to how much I can contribute?
  • Is my contribution pre-tax or post-tax?
  • I’m self-employed. Can I set up my own EARNS account?
  • Where do my contributions go?
  • Is investing in EARNS the same as putting money in a bank?
  • Is there a minimum retirement age for EARNS?
  • Are there additional withdrawal restrictions beyond normal Roth IRA restrictions?
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