• Who is responsible for choosing the investment options for participants?
• Does EARNS secure funds remitted to the employee accounts?
• Do other states have programs like this?
• If I offer my employer-sponsored retirement plan only to some employees but not all, do I have to offer the State's program as well?
• Do payroll deduction IRAs count as a qualified, employer-sponsored retirement plan?
• When can I register?
• What do employers need to facilitate the State's program?
• Do employers have to facilitate this State program?
• What if I already offer a qualified retirement account?
• Where can I find a copy of the Program Disclosure Booklet?