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  1. Delaware Earns
  2. Frequently Asked Questions
  3. Employer FAQs

How does registration work?

First, you’ll be asked to provide certain information about your business and employees. We ask only for the basic information necessary to set you up as an employer and to set up your employees' accounts. Once added to the program, your employees will receive information, including instructions on how to make account changes or opt-out if they wish. After that, you’ll start the payroll contributions for the employees who choose to stay in the program.

Articles in this section

  • Can my company join the program before its required date?
  • How Do I Contact Delaware EARNS?
  • What is considered to be a qualified, employer-sponsored retirement plan?
  • Can I have a designated employee or payroll services provider complete the registration process?
  • If I offer EARNS to my employees now and then decide to offer a qualified retirement plan later, what do I do?
  • What if my payroll company won't help me administer EARNS?
  • Are workers of only certain immigration statuses eligible for the program? What about undocumented workers?
  • As an employer participating in EARNS, am I allowed to match my employees’ contributions?
  • What if my payroll provider is stating they will charge a fee for remitting contributions with EARNS?
  • Are there any fees for employers to participate?
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